Micro‑Retirement Fund Calculator
Monthly Savings Needed
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Assumes no investment growth.
Base Cost (Inflation‑adjusted)
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Monthly × Months + Children’s Annual, inflated to start year
Total Needed (incl. buffer)
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Adds your buffer % for surprises
Years Until Break
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Planned Start Year − Current Year
No inflation applied.
Assumptions
- Currency: SGD
- Country preset: sets default inflation (you can override)
- Inflation factor: (1 + inflation%)^years
- Base cost: (inflated monthly × months) + inflated children’s annual
- Buffer: multiplies total by (1 + buffer%)
- Monthly savings: ordinary annuity if growth% provided; else simple division
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