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Home Loan Installment Calculator

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Singapore Housing Loan Calculator

Estimate your monthly repayment, see total interest, and view an annual principal/interest breakdown. You can also factor in mortgage insurance (e.g., HPS or private decreasing term).

Loan Amount (SGD) Your principal amount borrowed (after downpayment). Interest Rate (% p.a.) Whole-number rate (e.g., 3.5 for 3.5% annual). Monthly rest amortisation assumed. Loan Tenure (years) Typical bank tenures are up to 30–35 years depending on property type & age.

Mortgage Insurance (Optional)

Would you like to consider mortgage insurance? For HDB, HPS is typically required unless exempted. For private property, many choose a decreasing term plan.

Estimated Insurance Premium (SGD / month) Optional. Enter to see the combined monthly (loan + insurance).

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Home Loan Installment Calculator

Singapore Housing Loan Calculator

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