Get the Best

expats and foreigners insurance Plans in Singapore

We highlight and identify for you some of the insurance plan you can consider getting whether you are residing or not residing in Singapore.

Expat and Foreigners Insurance Overview

Expat insurance in Singapore covers health, travel, life, and income protection for foreigners working and living in Singapore, including fly-in non-residents who need temporary or long-term coverage within the region or worldwide. These coverage provides access to medical care, emergency support, and financial security, with options for international health insurance, travel insurance, and life or disability coverage. Key considerations include coverage area, price, local healthcare quality, pre-existing conditions, and exclusions. in Singapore, Many providers, offer customizable plans that expats and non-residents can purchase based on their needs.

No Fly In

If you’re unable to fly in to apply, no worries, depending on your nationality there are plans that may be eligible for you to apply without flying in to Singapore even if you’re a non resident here!

Value for money

Singapore offers some of the most affordable life insurance globally, backed by a stable currency and a well-regulated financial system, ensuring long-term security for you and your family.

No Nonsense

Foreigner navigating insurance can be tricky, with risks of unnecessary products being recommended. We prioritize your best interests, guiding you to the best value options in Singapore.

Best Plans for expats and foreigners to Consider

Singlife Elite Term II

Covered For
Death, Permanent Disability, Critical Illness for a customizable time frame e.g. 5 years only or all the way till age 99 with limited payment options

Description
Singlife Elite Term II is a flexible term life insurance plan designed for tailored financial protection. Foreigners from select countries can purchase the plan without flying in, while expats residing and working in Singapore benefit from optimized rates and more comprehensive coverage options

Non Fly in Residency Eligibility (Subjected to T&C) – Indonesia, Malaysia, Macau, Mainland China, Taiwan R.O.C, Hong Kong & Thailand

Future First

Covered For
Death, Permanent Disability, Critical Illness for a customizable time frame

Description
This insurance plan offers flexible coverage based on life events, multi-currency options, exclusive health benefits, and a range of riders for critical illnesses, disabilities, and premium waivers. FWD also allows non fly in application for foreigners of certain residency and nationalities. FWD does not impose residency loading which made it a worthy consideration for your protection needs if you’re applying as a non Singapore resident.

Non Fly in Residency Eligibility (Subjected to T&C) – Indonesia, Malaysia, Macau, Taiwan, UAE & Thailand

FWD Life Protection

Covered For
This plan offers lifetime coverage for death, permanent disability, and critical illness with a limited premium payment option, along with a cash value accumulation.

Description
The FWD Whole Life plan is one of the best whole life insurance plan in Singapore offering flexible coverage with options to multiply your protection, convert policy value into annual income, and provides comprehensive critical illness rider benefits, while also offering premium deferment, retrenchment relief, and the ability to adjust coverage based on life milestones. FWD does not impose residency loading which made it a worthy consideration for your protection needs if you’re applying as a non Singapore resident.

Non Fly in Residency Eligibility (Subjected to T&C) – Indonesia, Malaysia, Macau, Taiwan, UAE & Thailand

Enhanced Incomeshield

Covered For
Hospitalisation Inpatient and Daysurgery, Pre and Post Hospitalisation outpatient covered.

Description
Enjoy similar health insurance benefit to what the locals are getting. Enhanced IncomeShield offers expats in Singapore with valid passes high cancer coverage, financial protection against hospitalisation costs, and the assurance that future premiums won’t be affected by claims history

Now Health Worldcare and Simplecare

Covered For
Hospitalisation Inpatient and Daysurgery, Maternity, Outpatient GP and Specialist Covered.

Description
NowHealth International offers flexible health insurance plans, such as SimpleCare and WorldCare, with embedded evacuation and repatriation services, competitive pricing, and low renewal premiums. With a focus on cost containment, tailored options, NCD benefits, family discounts, and strong customer support.

HSBC GlobalCare

Covered For
Hospitalisation Inpatient and Daysurgery, Maternity, Outpatient GP and Specialist Covered.

Description
This health insurance plan offers high annual limits of up to SGD 6.5 million and global coverage options tailored to your needs, with no medical underwriting or exams required for a hassle-free application. It covers hospitalisation, outpatient treatment, pre-existing conditions (after a waiting period), and additional benefits like cashless hospital settlements, wellness coverage

Retirement & Pension Plan for Foreigners and Expats

Covered For
Structure your personal Retirement and Pension needs with our Expat Pension Service

Description
Whether you’re a resident or non-resident, we can help you design a retirement and pension plan tailored to your budget, wealth goals, and timeline. We even offer capital protection while you draw your retirement income, ensuring it can also serve as a legacy plan for your family.

Expat and Foreigner Insurance F.A.Q

Find answers to commonly asked questions about Expat Plans in Singapore

Have more questions? Chat with us for instant answers to your financial queries!

Book a Family Wealth Review

OR

Call: 202-555-0188

Scroll to Top