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Micro Retirement Calculator

Estimate life cover for death, TPD and critical illness (incl. Early Stage), including mortgage, education and debts built for Singapore, complementing MAS guidance.

Micro‑Retirement Fund Calculator

Monthly Savings Needed
Assumes no investment growth.
Base Cost (Inflation‑adjusted)
Monthly × Months + Children’s Annual, inflated to start year
Total Needed (incl. buffer)
Adds your buffer % for surprises
Years Until Break
Planned Start Year − Current Year
No inflation applied.
Assumptions
  • Currency: SGD
  • Country preset: sets default inflation (you can override)
  • Inflation factor: (1 + inflation%)^years
  • Base cost: (inflated monthly × months) + inflated children’s annual
  • Buffer: multiplies total by (1 + buffer%)
  • Monthly savings: ordinary annuity if growth% provided; else simple division
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